Lay-by Terms and conditions are as follows:

• A minimum transaction of $20.
• A minimum deposit of 10% of the total of the lay-by
• Regular fortnightly payments MUST be made
• Your lay-by is to be collected by the due date
• A handling fee of $5.00 will be charged for each Personal Shopping lay-by
• If you cancel this lay-by, all monies paid except the handling fee will be refundable. If you do not make payments when they are due or the lay-by is uncollected, we will cancell the lay-by and retain an amount of $10.00 to cover store costs and admin fee.
• Refunds for lay-by deposit or payments made by gift card will be refunded by gift card or exchange voucher only.
• Photo ID must be produced if you request a replacement lay-by document, cancel this lay-by, or when you finalise and collect this lay-by where no document can be produced. Alternate forms of ID may be accepted at the Store Manager's discretion.
• Individual items may not be separated from a lay-by parcel until final payment is received.
• Information collected from this transaction will be used for the purpose of processing your lay-by and may also be provided to Australia Post for the purpose of forwarding reminder letters to you.
• For further information, please refer to our brochure 'Target's Privacy Policy'
• If you wish to advise us of a change in mailing details, please contact the store holding the lay-by
• If you require access to your personal customer information, please contact our toll free number on 1800 814 788